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Payments
Pay online swiftly and securely
Digital payment limits
Payment type
Faster payment
CHAPS
International payment
Description
Everyday payments
Higher value payments
International payments
Daily limit
Unlimited, £1m per payment*
Unlimited
Unlimited
Frequency
Daily
Daily
Daily
Time taken
Up to 2 hours
Same day
Dependent on currency**
Requirements
Bankline payment privileges^
Bankline payment privileges^
Bankline payment privileges^
*You can manage your payment limits via Bankline using a card reader **For international payment speed, see the currency guide below ^Payment privileges can be assigned by your Bankline Administrator
Payment type
Faster payment
Description
Everyday payments
Daily limit
£50k
Frequency
Daily
Time taken
Up to 2 hours
Requirements
Bankline payment privileges^
^Payment privileges can be assigned by your Bankline Administrator
Payment type
Faster payment
CHAPS
International payment
Description
Everyday payments
Higher value payments
International payments
Daily limit
Unlimited, £1m per payment*
Unlimited
Approve only
Frequency
Daily
Daily
-
Time taken
Up to 2 hours
Same day
Dependent on currency**
Requirements
Bankline payment privileges^
Bankline payment privileges^
Bankline payment privileges^
*Payment limits can be managed through Bankline **For international payment speed, see the currency guide below ^Payment privileges can be assigned by your Bankline Administrator
Payment type
Faster payment
International payment
Description
Everyday payments
International payments
Daily limit
£50k*
£20k
Frequency
Daily
Daily
Time taken
Up to 2 hours
Dependent on currency***
Requirements
Card reader/biometrics**
Card reader/biometrics**
*You can change your payment limits via Online Banking using a card reader (limit can only be lower than the £50k profile limit) **If you are registered for biometric approval, you can key payments in Online Banking for approval in the mobile app. If you’re not registered for biometrics, you’ll need to use a card reader for any payments over £750 ***For international payment speed, see the currency guide below
Payment type
Faster payment
Faster payment
International payment
Description
Everyday payments
One off high value payment
International payments
Daily limit
£50k per account*
£100k
£20k
Frequency
Daily
2 in 7 days (1 p/day), 4 in 28 day period**
Daily
Time taken
Up to 2 hours
Up to 2 hours
Dependent on currency***
Requirements
Biometrics
Biometrics^
*You can change your payment limits via the NatWest mobile app if you are registered for biometric approval. You can also change them using Online Banking with a card reader. A daily maximum limit of £50,000 applies. If you need to make a payment from the NatWest mobile app for more than £750, you can do this using biometrics **2 payments in 7 days (limited to 1 per day) with a maximum of 4 in a 28 day period. ***For international payment speed, see the currency guide below ^For payments over £750, biometrics must be enabled
UK payments
UK banking industry standard for simple, speedy and secure banking solutions to help businesses transfer and collect payments.
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What you'll need:
- Correct sort code – the six digit number which identifies the bank or institution at which the payee holds their account
- Account number of the payee account. Incorrect sort code and account number details may result in your payment not being processed.
Faster Payments
The Faster Payments service reduces the time between making a payment and the recipient receiving the funds to near real-time.
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CHAPS
If you need to make a same-day payment through your NatWest Business Account, you can also use CHAPS.
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BACS
Save time and money by making and receiving regular payments via Bacs with Direct Debits and Direct Credits.
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Payit™
*Payit™ is a UK banking industry first: it's our simple, speedy and secure Open Banking solution to help merchants collect e-commerce payments.
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*Payit™ - NatWest Corporate customers only and fees apply. The paying customer must be an online banking or mobile banking user with one of the range of selected banks. Online banking / mobile banking criteria applies.
European payments
A cost-effective solution if you need to make a non-urgent Euro payment in the Single Euro Payments Area (SEPA).
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What you'll need:
- Beneficiary's name
- Beneficiary's SWIFT BIC (Bank Identifier Code)
- Beneficiary's International Bank Account Number (IBAN)
- Charges need to be shared between sender and beneficiary (SHA)
Please note: Norway, Iceland, Switzerland, Monaco, San Marino Liechtenstein, Andorra, Vatican are included in the Single Euro Payment Area (SEPA).
SEPA Credit Transfer
European Transfer to help your business trade internationally with ease.
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SEPA Direct Debit
Pay your European suppliers with ease using Direct Debit.
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International payment using Euro currency
Pay your European suppliers faster using International payment.
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Receiving overseas payments
Receiving overseas payments in Euro currency.
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International payments
Reliable, secure and fast way to send funds overseas or make foreign currency payments within the UK.
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What you'll need:
- Beneficiary's name
- Beneficiary's SWIFT BIC (unique Bank Identifier Code)
- When available, Beneficiary's International Bank Account Number (IBAN)
- When IBAN not available please use the beneficiary sort code and account details.
International payment
International payment to help your business trade internationally can be made in sterling or in 36 foreign currencies, or 46 foreign currencies if Bankline is used.
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Receiving overseas payments
Receiving overseas payments from all around the world.
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How to stay secure
Although they are more secure than other, more traditional payment types, there are still some things businesses should do to ensure they are protected.