Business Banking | NatWest Bank

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A loan to help small businesses prosper

 

With no early repayment or arrangement fees, our Small Business Loan is here to help your business grow.

 

Apply online today

 

 

To apply you must be a UK resident aged 18 or over. A director's guarantee may be required. Subject to status, for business use only. To be elligible for our Small Business Loan, your business must have an annual turnover of up to £2m.

Bank accounts
Our range of business bank accounts
Products for SMEs
Products for businesses with a turnover up to £2m
Turnover over £2m
Existing businesses with annual turnover over £2m
Trade hub
For businesses who work internationally

    • 18 months free business banking

      Trading for less than a year and have a turnover of less than £1m? Our Startup account offers 18-months of free business banking and no annual fee for business credit cards in your first 12 months.

      Apply online today

       

      To apply you must be 18 or over and have the right to be self-employed in the UK. Unarranged borrowing, additional services and Bankline charges will still apply. At the end of the 18 month period, Startup accounts will be moved on to our Standard Published Tarriff.

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      Free receipt management

       

      Store, search and share receipts on the go, giving you more time to focus on growing your business.

      See what Receipts can do for you

       

      App available to Online Banking customers with a UK or international mobile number in specific countries. This service is available to Business Banking customers online. Available on iOS (9 and above) and Android (4.4 and above). 

    • Prepare for the unexpected with our Business Overdraft

      Our Arranged Business Overdraft is a flexible, short-term funding option for your business. Borrow up to £50,000 (subject to credit approval) with no set minimum to pay back each month.

      Apply online today

       

      To apply you must be a UK resident aged 18 or over. Security may be required. Product fees may apply.

    • Register for all of our digital services, all at once

      Register for all of our digital services, all at once

      You can now register for Online, telephone, and mobile banking all at once, through our mobile app. Just another way we can save you time.

      Get the mobile app

       

      Online Banking available to customers aged 11+ with a NatWest account. App available to Online Banking customers with a UK or international mobile number in specific countries.

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      Business accounting software

      We've partnered with FreeAgent, an online accounting software to help small businesses manage and maintain their business accounts.

      Learn more about FreeAgent

    • Get rewarded with our new Business Plus credit card

      Earn cashback on your everyday business spending.

      Representative 29% APR (variable)

      £70 annual fee per cardholder

      Earn up to £400 cashback per year

      Find out more and apply

       

      Must have an existing NatWest business bank account, UK resident, over 18s only. Subject to status, for business use only. Not available to sole traders. 

Independent service quality survey results – Business current accounts

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 14 largest business current account providers, whether they would recommend their provider to other small and medium enterprises (SMEs).

See full results in more detail
Results: 1st Handelsbanken, 2nd Metro Bank, 3rd Santander 4th Barclays, 5th Lloyds Bank. NatWest ranked 6th
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