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Information on government schemes and support for businesses

Government schemes and support for businesses affected by coronavirus

An overview of the government support available. Includes Bounce Back Loan, job retention scheme, business rate holidays, Covid Corporate Financing Facility and tax support.

Products and government schemes that could be right for you

Loan schemes

Bounce Back Loan (BBL)

Lending from £2K to £50K over 6 years for business impacted by coronavirus. No interest payments for 12 months.

Apply for BBL with NatWest

BBL information on Gov.uk

Coronavirus Business Interruption Loan Scheme (CBILS)

Loans of up to £5 million and no interest payments for 12 months for small businesses affected by coronavirus.

Apply for CBILS with NatWest

CBILS information on British Business Bank

Self-employment Income Support Scheme (SEISS)

If you're self-employed and have been affected by coronavirus, you may be eligible for a taxable grant. See if you're eligible and how to claim on the government website.

SEISS information on Gov.uk

Coronavirus Large Business Interruption Loan Scheme (CLBILS)

Loan Terms and Revolving Credit Facilities to support businesses with a group turnover of over £45m, to access loans up to £200m.

Apply for CLBILS with NatWest

CLBILS information on Gov.uk

Covid-19 Corporate Financing Facility (CCFF)

This scheme helps large businesses affected by coronavirus through the purchase of their short-term debt.

CCFF information on Bank of England

Government grants

Small Business Grant Fund (SBGF)

A fund that supports small and rural businesses in England with business costs during coronavirus. If you pay little or no business rates, your business could be entitled to a one-off cash grant of £10,000 from your local council.

See if you're eligible

Retail, Hospitality and Leisure Grant Fund (RHLGF)

A fund supporting businesses in the retail, hospitality and leisure sectors during coronavirus. If your businesses is in one of these sectors, you may be able to claim a one-off cash grant of up to £25,000 from your local council.

Find out if you're eligible

Future Fund

This scheme will issue convertible loans between £125,000 to £5 million to innovative companies which are facing financing difficulties due to the coronavirus outbreak.

More about Future Fund

Discretionary Grant Fund

Supports small and micro businesses that are not eligible for other grant schemes.

See if you are eligible

Tax and rates relief

Deferral of VAT payments due to coronavirus

Temporary changes to VAT payments due between 20 March and 30 June 2020 to help businesses manage their cash flow.

More information on Gov.uk

Defer your Self Assessment payment due to coronavirus

Choose how and when you can delay making your second payment on account for the 2019 to 2020 tax year.

More details on Gov.uk

If you can’t pay you tax bill on time

You may be able to delay some tax payments without paying a penalty, if you're unable to pay on time because you've been affected by coronavirus.

More information on Gov.uk

Business rates relief

If your business is in the retail, hospitality or leisure sector, or a nursery, you may be eligible for business rates relief.

Check your eligibility

Support employees

Coronavirus Job Retention Scheme

If you can’t maintain your current workforce due to the impact of coronavirus, you can apply for a grant to cover the majority of their wages.

More about the scheme

Statutory Sick Pay due to coronavirus (Covid-19)

If you're an employer, find out if you can use the Coronavirus Statutory Sick Pay Rebate Scheme to claim back employees' coronavirus-related Statutory Sick Pay (SSP).

More about this scheme

Government support finder tool

Find out what financial support schemes you may be eligible for.

Support is available to employers and the self-employed, including sole traders and limited company directors. You may be eligible for loans, tax relief and cash grants. Use the support finder tool on the government website to find out what help you could receive.

Find government financial support

The actions to consider when re-opening your business

The actions to consider when re-opening your business and information to help you understand how to protect customers and colleagues.

Guidance if you're not based in England

Guidance and support may be different from England, if your business is based in Scotland, Wales or Northern Ireland. Find the latest information for your country below.

Businesses in Scotland

Businesses in Wales

Businesses in NI

Coronavirus (Covid-19) hub

See our latest guidance, support and advice relating to coronavirus. Find out what financial help is available and get business support to deal with the impacts.

The Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS) and the Coronavirus Large Business Interruption Loan Scheme (CLBILS) are managed by the British Business Bank on behalf of, and with the financial backing of the Secretary of State for Business, Energy and Industrial Strategy (BEIS). British Business Bank plc is wholly owned by HM Government and is not authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA). 

Full details on BBLS, CBILS and CLBILS and the list of participating BBLS, CBILS, and CLBILS lenders can be found on the British Business Bank website: www.british-business-bank.co.uk.

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