Customers with a turnover of under £2m with Online Banking
Log in to Online Banking for a faster application process and to receive personalised rates.
A flexible short-term safety net for your business
Pay interest only on the amount you borrow
No set minimum to pay back each month
Ideal for unexpected bills or emergencies
Flexibility with your business overdraft during a Family First event
For existing NatWest customers for up to 12 months. After 12 months, we’ll contact you to review. Interested in our business current accounts? See the range.
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
It’s a flexible short-term lending option for businesses. A Business Overdraft works as a safety net for unexpected expenses, where you may not have sufficient balance when awaiting payments from customers. With our overdraft, you only pay interest on what you borrow, without a minimum requirement for your repayments.
Usually for businesses with a turnover of under 2m view here (PDF, 186KB)
Usually for businesses with a turnover of over 2m view here (PDF, 183KB)
If your business has been impacted by the Coronavirus crisis, please be aware that there may be alternative source of funding available to you at a lower cost. Click below to find guided support, information in more detail and to understand if you are eligible before you apply.
Log in to Online Banking for a faster application process and to receive personalised rates.
Apply online now if you're an existing customer without Online Banking and a turnover of less than £2m.
Turning over more than £2m per year and already have an NatWest account? Enquire online now.
Our new online application form is the fastest way to apply for a limit increase to your existing business overdraft. Please follow the link below to our simple application journey.
Setting up Online Banking will only take a few minutes and gives you all the tools you need to manage your money online.
Please be aware, should you exceed your overdraft limit or have an item returned unpaid due to insufficient funds, our unauthorised borrowing rate and standard transaction charges will apply.
There's no obligation and you won't be credit checked.
100% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote.
You may also be eligible for our Small Business Loan
We link up with your accounts package to generate a real-time credit limit based on the value of your eligible invoices.
To be eligible for Rapid Cash you must be an existing NatWest Business customer, trading for more than six months, have an annual turnover of at least £100k and either a Limited Company or Limited Liability Partnership in England and Wales. Security and guarantee required. Product fees may apply. Arrangement fees apply when borrowing £301k - £500k.
We're here to support you through your business journey, whether you are starting, running or growing your business.
We have over 400 Women in Business specialists who can provide specialist support.
With our free Financial Healthcheck you can discuss your goals and we'll help you plan the way forward for your business.