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onecard

Save time. Get a clear picture of your team's expenses

Simplify payments, control spending and ease cashflow

onecard could be ideal if you have multiple employees in your business who make business purchases but need flexibility to control purchases and expenses

ClearSpend, a free app that gives you complete control of your account in real-time – view all cardholder transactions, set credit limits and block and enable cards

£45 annual fee per cardholder

Use for business procurement, travel & entertainment spending

You can either give employees their own card or use the hosted onecard option, where details are lodged with specific suppliers and all spend goes against one card number

Easier VAT reclaims as you won’t need invoices to reclaim VAT

This card in detail…

Features

Manage your spending with ClearSpend

ClearSpend is a new, convenient, free mobile application available on iOS and Android.

Smart Data Online

Set up reports to help you check and analyse business spending.

Protection

Your onecard comes with corporate liability waiver insurance to protect you against employee misuse.

Benefits

Reduce admin time and costs

Replace payment methods with per transaction charges and eliminate the need for you to process employee expenses

More control

Set monthly and single transaction limits and merchant blocking restrictions

Tailor to your expense policy

Use Smart Data OnLine (SDOL), our market leading expense management software

More information

Interest and fees

Foreign card transactions (including purchases of foreign currency and travellers' cheques) will be converted into Sterling using the MasterCard Payment Scheme Exchange Rate as applicable at the date of the debit. This rate may not be the same as the rate that applied on the date the transaction was made, if the payment is processed by MasterCard after that date. To see the up-to-date rates used please visit www.mastercard.com/global

Useful info about onecard

I want to apply

Please note that you can only apply for a onecard if you represent a:

UK registered company

A limited company or other corporate body, or

UK public sector organisation, or

A Partnership of four or more partners, or

Charity without individuals as trustees

Standards of Lending Practice

We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB.

You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us. More details can be found on our Standards of Lending Practice for Business Customers page.

I want to apply

Great, thanks for choosing our onecard...

Are you a new or existing customer?

To discuss your unique banking needs please call our business hotline on:

What is your annual turnover?

The onecard is available to businesses with a turnover of £2 million or more. If you are interested in our business cards, why not check out what's available below

Thanks! Looks like you’re all set and ready to begin

You can download the additional cardholder application form

Something else we can help you with?