How to avoid it
- Always shield your PIN in shops or at cash machines.
- Don’t tell anyone what your PIN is, and don’t write it down.
- If you notice anything unusual or suspicious about a cash machine, don’t use it. Report it to the bank or cash machine operator.
- Pay with your debit or credit card. If a seller tells you they can’t accept a card payment and asks you to send them money directly, don’t do it, it could be a scam.
- When using your card online, ensure that the website is secure. The web address should begin with 'https://'. The 's' stands for 'secure'; this only indicates that the link between you and the website owner is secure, and not that the site or company itself is authentic.
- Be wary of public Wi-Fi and the risks of unknown hotspots.
- Contactless cards are embedded with multiple layers of security and transactions have the same protection as chip and PIN, making them safer than cash. And for added protection you’ll also be asked to enter your PIN to verify your identity from time to time.