Social and Community Capital
We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding.
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Community bank account
Banking for not for profit organisations. Option of free online accounting software
An everyday account for charities, clubs and societies
Free banking if your turnover is up to 100k
Access free online accounting software with this business banking current account
18 months free banking for startup organisations (subject to status)
24/7 Online Banking and Phone Banking
Bank anywhere with our mobile banking app
This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. Want to see our other business current accounts? See the range
NatWest Community account is available to account holders over 18 who have the right to be self employed in the UK. Your organisation’s turnover must be under £2m. You must have a NatWest business bank account to use our mobile app. The Mobile App is available to Online Banking customers with a UK or international mobile number in specific countries. Free banking is subject to status. FreeAgent is free subject to client retaining their NatWest business banking current account.
Free accounting software? Yes please.
Managing your business finances doesn’t have to be costly or complicated.
As a NatWest business current account holder, you can access FreeAgent’s online accounting software for free (subject to client retaining their NatWest business current account). You’ll get the complete package, with benefits designed specifically for small businesses, including:
Invoices, expenses and bank accounts in one place
Time tracking
Tax Timeline
This account in detail…
Features OpenClose
Visa debit card
Need to pay for business purchases in shops and online or withdraw cash? That’s where the Visa debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.
Chequebook and paying in book
You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).
Benefits OpenClose
Managing cashflow is easy
Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.
Free banking for existing organisations
If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking. If after your first 18 months of operating, you have a turnover of over £100,000, you will automatically move on to our standard tariff.
Charges OpenClose
Switch OpenClose
Useful info about this account
Managing your business finances has never been easier
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest.
What you’ll need to open an account
Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.
Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.
Ready to apply
Great, thanks for choosing our community bank account. Let's get started. Are you a...
What kind of community group are you?
So, you’re a Registered Charity. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Your charity number
Charity Numbers are provided by the Charity Commission when you register a charity with them
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
If your business will be based in Scotland, please give us a call on 0345 307 0600
Relay UK Service: 18001 0345 307 0600
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
So, you’re a Club or Society. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
If your business will be based in Scotland, please give us a call on 0345 307 0600
Relay UK Service: 18001 0345 307 0600
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
So, you’re a Church or Religious Organisation. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Your charity number
Charity Numbers are provided by the Charity Commission when you register a charity with them
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
If your business will be based in Scotland, please give us a call on 0345 307 0600
Relay UK Service: 18001 0345 307 0600
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
So, you’re a Non-personal Trust. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
If your business will be based in Scotland, please give us a call on 0345 307 0600
Relay UK Service: 18001 0345 307 0600
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
Sorry, we are making some changes and our online application is not available now
If you need to speak to someone urgently, please call us
Relay UK Service: 18001 0345 711 4477
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
OK so you're an existing customer. Is the bank account...
What kind of community group are you?
So, you’re a Registered Charity. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Your charity number
Charity Numbers are provided by the Charity Commission when you register a charity with them
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
So, you’re a Club or Society. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
So, you’re a Church or Religious Organisation. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Your charity number
Charity Numbers are provided by the Charity Commission when you register a charity with them
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
So, you’re a Non-personal Trust. Here are the things we’ll need from all the trustees, members or signatories…
Personal details
- Full names (including middle names)
- Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
- Date of birth and country/town of birth
- Contact details (including contact numbers and email addresses)
- Nationality (including details of any dual nationalities/citizenships)
- Tax purpose residency details (which country are they resident for tax purposes)
- Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)
Organisation details
- Trading and registered addresses, along with organisation contact details
- Information about your organisation's activities, including income and expenditure, membership structure and number of members
- Details of countries in which your organisation operates
- Details about any countries you, or your organisation, are registered in for tax purposes
Additional information we may require
We may require this additional information from you before we can progress your application, so please try to have it ready:
- Governing Documents. These can be in the form of a constitution or articles of association
- Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
- Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account
How to submit your ID online
To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely. You just need to supply us with your UK mobile number and email.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
And now for the important legal stuff…
To apply for our Community current account, you must meet these requirements
- Your organisation's annual turnover is under £2m
- You and any other account holder will be aged 18 or over
- You will be a signatory on behalf of organisation you're applying for
- You or any other account holders are not currently declared as Bankrupt
Please take some time to review the important info
Are you ready to continue?
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application
Do you have a Relationship Manager?
Call your Relationship Manager
You should have a direct number for them. You can discuss applying for an additional Community account. They can start the application for you and arrange to get the appropriate signatures.
Business and Relationship Managers are available 9am-5pm Monday to Friday.
No problem. We can still help
Relay UK Service:
18001 0345 711 4477 (England and Wales)
18001 0345 307 0600 (Scotland)
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
Sorry, we are making some changes and our online application is not available now
If you need to speak to someone urgently, please call us
Relay UK Service: 18001 0345 711 4477
For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
Recently saved your online business account application?
You can continue your application by logging back in using the email address and password you signed up with.
Already started an application?
Log in to continue or check the status of your application in our online application centre
You can use the same details that you created when you applied for your community account. If you haven’t already set up access to your online application centre, you can create a login now
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