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Community bank account

Banking for not for profit organisations. Option of free online accounting software

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Account Summary
Account details
Continue an application
Useful info
Existing customers
Ready to apply

COVID-19: Applications

We're currently prioritising account applications for existing NatWest customers. Unfortunately this means we are not able to accept new applications for customers of other Banks. You may be able to access support more quickly by contacting your current bank.

Checking the status of your application

You can log in to check the status of your community bank account application in our online application centre. Use the same details that you created when you applied for your business account.

Why not try Cora? Our online assistant can help you with many common questions. If not, we'll put you in touch with an expert.  

Click 'Chat now' on the right hand side of the page.

An everyday account for charities, clubs and societies

Free banking if your turnover is up to 100k

Access free online accounting software with this business banking current account

18 months free banking for startup organisations (subject to status)

24/7 Online Banking and Phone Banking

Bank anywhere with our mobile banking app

This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. Want to see our other business current accounts? See the range

NatWest Community account is available to account holders over 18 who have the right to be self employed in the UK. Your organisation’s turnover must be under £2m. You must have a NatWest business bank account to use our mobile app. The Mobile App is available to Online Banking customers with a UK or international mobile number in specific countries. Free banking is subject to status. FreeAgent is free subject to client retaining their NatWest business banking current account.

Free accounting software? Yes please.

Managing your business finances doesn’t have to be costly or complicated.

As a NatWest business current account holder, you can access FreeAgent’s online accounting software for free (subject to client retaining their NatWest business current account). You’ll get the complete package, with benefits designed specifically for small businesses, including:

Invoices, expenses and bank accounts in one place

Time tracking

Tax Timeline

This account in detail…

Features

Visa debit card

Need to pay for business purchases in shops and online or withdraw cash? That’s where the Visa debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.

24/7 Online Banking

Our Online Banking service means you can access your business account, whenever it suits you.

Mobile Banking app

Our Mobile Banking app is secure, easy-to-use and lets you do loads of useful business banking tasks when you’re out and about.

Everyday support

Get text alerts, email alerts, manage Direct Debits and more.

Chequebook and paying in book

You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).

Authorise signatories

Authorise up to four individuals as signatories on the account.

Benefits

Managing cashflow is easy

Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.

Free banking for existing organisations

If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking. If after your first 18 months of operating, you have a turnover of over £100,000, you will automatically move on to our standard tariff.

Free accounting software

This account gives you access to FreeAgent, which makes business bookkeeping really easy.

Charges

Simple terms and charges information

Our Terms and Charges info is clear and simple. Interest is calculated daily and is charged quarterly.

Useful info about this account

Managing your business finances has never been easier

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest. 

Manage my business finances

Applying as an existing personal customer?

You can apply for a new business account as an existing personal customer if you meet the following criteria:

Your organisation was established before 1st March 2020

You operate your organisation solely through a NatWest personal account

Unfortunately if you don’t meet these criteria, we are not able to accept your application.

Apply now

Thanks for choosing our Community bank account. Let's get started.

Continue
Are you a...
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OK, so you're an existing customer. Is the bank account for...
Previous
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What kind of community group are you?
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Next

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous
Do you have a relationship manager?
Previous
Next

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

Previous

No problem. We can still help.

For businesses in England or Wales, please call us on 0345 711 4477.

Previous
Next
What kind of community group are you?
Previous
Next

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Great, please make sure you're eligible to apply

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

We're currently prioritising account applications for existing NatWest customers. Unfortunately this means we are not able to accept new applications for customers of other Banks.

You may be able to access support more quickly by contacting your current bank.

Previous

Already started an application?

Log in to continue or check the status of your application in our online application centre

You can use the same details that you created when you applied for your community account. If you haven’t already set up access to your online application centre, you can create a login now

Additional support for your business

Social and Community Capital

We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding. 

Get the finance you need to grow

Boost your business

Ready to take your business to the next level? Our Business Growth Enablers will help boost your connections, your skills and your knowledge.

Boost your business today

Something else we can help you with?