Social and Community Capital
We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding.
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Community bank account
Banking for not for profit organisations. Option of free online accounting software
An everyday account for charities, clubs and societies
Free banking if your turnover is up to 100k
Access free online accounting software with this business banking current account
18 months free banking for startup organisations (subject to status)
24/7 Online Banking and Phone Banking
Bank anywhere with our mobile banking app
This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. Want to see our other business current accounts? See the range
NatWest Community account is available to account holders over 18 who have the right to be self employed in the UK. Your organisation’s turnover must be under £2m. You must have a NatWest business bank account to use our mobile app. The Mobile App is available to Online Banking customers with a UK or international mobile number in specific countries. Free banking is subject to status. FreeAgent is free subject to client retaining their NatWest business banking current account.
Free accounting software? Yes please.
Managing your business finances doesn’t have to be costly or complicated.
As a NatWest business current account holder, you can access FreeAgent’s online accounting software for free (subject to client retaining their NatWest business current account). You’ll get the complete package, with benefits designed specifically for small businesses, including:
Invoices, expenses and bank accounts in one place
Time tracking
Tax Timeline
This account in detail…
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Visa debit card
Need to pay for business purchases in shops and online or withdraw cash? That’s where the Visa debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.
Chequebook and paying in book
You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).
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Managing cashflow is easy
Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.
Free banking for existing organisations
If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking. If after your first 18 months of operating, you have a turnover of over £100,000, you will automatically move on to our standard tariff.
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Useful info about this account
Government backed loan schemes
If you are looking to open a Community account in order to apply for the government-backed Bounce Back Loan Scheme, please note you will only be eligible for the loan with NatWest if:
You were an existing NatWest Personal or Business Customer on or before 4 May 2020
You can evidence that your business was established before 1 March 2020
You can certify that your business has been adversely impacted by Coronavirus
You’re a UK resident with a business or registered charity based in the UK
The Bounce Back Loan Scheme is provided through a government scheme and does not benefit from the same level of consumer protection as our other loans. If you are in any doubt about whether this loan is right for you, you should take legal advice. Over 18s only. Subject to status. Business use only. Eligibility criteria applies.
Managing your business finances has never been easier
Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest.
Switch to NatWest
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
Current Account Switch Guarantee (PDF, 40KB)
Your Guide to switching your account to us (PDF, 2.3MB)
Already started an application?
Log in to continue or check the status of your application in our online application centre
You can use the same details that you created when you applied for your community account. If you haven’t already set up access to your online application centre, you can create a login now
Boost your business
Ready to take your business to the next level? Our Business Growth Enablers will help boost your connections, your skills and your knowledge.