Business Loans and Finance

Borrow from £2,000 up to £50,000 
(up to a maximum of 25% of your turnover)

Fixed 6 year loan term, with no early repayment fees if you wish to repay the loan early

12 month capital repayment holiday is automatically applied at the start of the loan (this may mean you pay more interest over the term).

Interest for the first 12 months is paid by the government, and then by you for the remainder of the loan term

Specific eligibility criteria applies

No set minimum to pay back each month

Pay interest only on the amount you use

Borrow up to £50,000 unsecured (subject to credit approval). You can also apply for more, however this may result in security being required

Ideal for unexpected bills or emergencies

Borrow from £25,001 with no upper limit on a variable interest rate mortgage or up to £10m on a fixed interest rate, subject to approval

Fixed and variable interest rates available

Mortgage terms available up to 25 years

No early redemption charges

We could advance you up to 90% of the value of an invoice. This is ideal if you get a sudden large contract through or have a just-in-time inventory strategy.

We offer 3 different types of Invoice Finance.

Release cash quickly and confidentially with Invoice Discounting

We’ll chase unpaid invoices for you with Invoice Factoring

Release cash from your existing assets with Asset Based Lending (minimum eligibility criteria apply)

Rapid Cash is a simple funding solution that keeps you in control. We seamlessly integrate with your accounting system allowing you to:

Apply for an indicative quote in seconds

Enjoy a modern, intuitive platform that’s built with you and your business needs in mind

Access to low cost borrowing and no fixed fees, or fixed term agreements

Get the speed and flexibility you want without compromising on security, with state of the art security

We’ll first need to check your credit ratings and that you meet our lending criteria. If everything is in order, you’ll get the green light.

We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.