Hassle-free accounting software
- FreeAgent software keeps all your invoices and expenses in one place
- Fee-free for NatWest business customers
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Start up business account
18 months transaction fee-free banking
On this page
The account for start up businesses
No transaction fees for the first 18 months
24/7 Online, telephone and mobile app banking
Quick online application process
An overdraft if you need it (subject to approval)
A simple way to take payments online
- Use Tyl to make it simple for your customers to pay you
- Get money into your account the next working day. Fees apply
Ways to build your business community
- Learn from experts and other business owners
- A programme of networking events to help your business
Expert business advice and guidance whatever stage you’re at
We know what it takes to run a business, and we’re here to help yours grow. We’ve got useful tips, business tools and welcoming communities where you can learn and thrive.
The Start up business account is available for businesses that have been trading for less than 1 year and have a turnover of less than £1m. It is available for eligible customers who are over 18 and have the right to be self-employed in the UK. We reserve the right to change or withdraw the start up offer without prior notice.
Switch to NatWest
The Current Account Switch Service will do all the work, moving everything across from your old business account to your new one, all within 7 working days.
Current Account Switch Guarantee (PDF, 40KB)
Your Guide to switching your account to us (PDF, 2.3MB)
Simple charges
At the end of your 18-month free banking period, you’ll move on to our Standard Tariff, with no minimum monthly charge.
Business account charges booklet (PDF, 53KB)
Summarised business account charges booklet (PDF, 46KB)
Business credit card
With no annual fee for the first year (normally £30), our business credit card is great for new businesses. You’ll also be able to manage your account with the ClearSpend app.
To apply for a NatWest Business credit card, you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Your registered business must be in the UK and you should be registered for tax purposes in the UK. The NatWest Business credit card is subject to status and for business use only. Applications for our Business credit card are subject to approval. If you apply for any other credit facilities, security may be required and product fees may apply.