Small Business Loan
Business funding that’s fast, simple and flexible
Looking for funding to support your business through challenging times?
Our Small Business Loan could be the ideal lending solution. Whether you're looking to ease the impacts of coronavirus, or need funds for everyday requirements, applying online is quick and simple.
Borrow from £1,000 to as much as £50,000, subject to approval
No arrangement or early repayment fees
Choose to pay us back over a term of 1 to 7 years, subject to credit status
Up to 10 year terms may be available on request.
Fixed rate of interest
It's suitable for all business customers and applying online is quick and simple
A personal, director or member's guarantee may be required. Over 18s only. Subject to status, business use only.
Repayment Holiday for Existing Business Loan Customers
If you are an existing NatWest Customer you could be eligible for a Repayment Holiday on your Business Loan.
Repayment Holiday is available for up to 6 months.
Interest may accrue during any repayment holiday, meaning it may take longer to repay the loan and may cost more in the long run.
If you have a Relationship Manager you need to contact them in the first instance to discuss your needs.
If you do not have a Relationship Manager you can Apply Online. We will contact you within 7 business days.
Due to high demand it's taking longer to process applications, please bear with us.
The small business loan in detail...
Useful information about our Small Business Loan.
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477
For more information visit the accessibility page.
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
Business loan calculator
Our Small Business Loan interest rate calculator can show you the rates you might pay and check your eligibility for lending up to £25,000. You can now also check the rates you're likely to pay for lending up to £50,000.
There's no obligation and you won't be credit checked.
92.73% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote.
- The rate you pay depends on your circumstances and loan amount may differ from the Representative APR.
- Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get. APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee.
Useful tools to help you with your application.
Please take some time to read some important info.
Something else we can help you with?
National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.