Business credit card
Smooth out your cashflow with our credit card
Manage your business expenses with our Business credit card
Our NatWest business credit card is a perfect company credit card for those with a turnover under £2m. Get waived credit card fees in your first year and benefit from an interest-free period of up to 56 days when you pay your balance in full.
No annual business credit card fee for the first year (normally £30). The fee will also be waived from the second year onwards if you spend £6,000 or more each year
ClearSpend app available to manage your account efficiently
Minimum credit limit of £500, maximum credit limit subject to status
The NatWest Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence
The Business credit card is for NatWest Business Banking customers with a turnover up to £2m.
Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
Enjoy merchant discounts with Mastercard® Business Savings
Business Savings from Mastercard is a free merchant discount programme available with the NatWest Business credit card. You could earn automatic rebates on the things that help you run your business.
Restrictions apply. Participating merchants and rebate offers subject to change. Terms apply.
Use Apple Pay and Google Pay
Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It's contactless, safe and easy. It keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.
Apple Pay and Google Pay available on selected Apple and Android devices. Retailer limits may apply.
Our business credit card in detail...
Flexible monthly payments
Annual card fee waiver
The perfect small business credit card
If you are an SME with a turnover of £2m or less, our business credit card is a great option to consider if you are looking for a company credit card. You will not pay the £30 annual fee in the first year, with a chance to waive the business credit card fee from the second year onwards when you spend £6,000 or more every year. Be confident with a card rated five stars by Moneyfacts, helping you effectively run your business’ day-to-day finance.
To apply, you need to be an existing NatWest Business Banking customer. If you don’t have an account with us yet, see all of our business bank accounts and choose one that fits your business needs.