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The benefits of a business credit card in detail
Interest free credit - If you pay your balance in full and on time, you can benefit from up to 56 days' interest free credit on purchases. This can be handy perhaps if you have to pay suppliers prior to your customers paying outstanding invoices.
Annual fee waiver - the Business credit card is free for the first year. If you spend £6,000 or more each year thereafter we’ll waive the annual fee every year you meet that criteria.
Earn 1% cashback on spend at eligible fuel and electric vehicle charging stations
Our online tools can help you keep track of your business expenses, simplifying your financial admin and accounting processes:
ClearSpend – take control of your Business credit card account in real time and check your balance on the go.
Smart Data OnLine – set up reports to help you check and analyse your business spending.
Why get a business credit card?
Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
Happy with the Business credit card?
If you are happy with the benefits, you can go back and apply for the Business credit card below.