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Business bank account

Accounts for different shape and size businesses

Everyday banking for businesses

No minimum monthly charge

24/7 Online Banking and Telephone Banking

Mobile banking app

Dedicated team to discuss future plans

Get your own relationship manager (turnover and eligibility criteria apply)

These accounts in detail…

Features

Visa debit card

Need to pay for business purchases in shops and online or withdraw cash? That’s where the Visa debit card comes in handy. Plus, use Apple Pay and Google Pay™ for payments with your phone.

24/7 Online Banking

Our Online Banking service means you can access your business account, whenever it suits you.

Mobile Banking app

Our Mobile Banking app is secure, easy-to-use and lets you do loads of useful business banking tasks when you’re out and about.

Everyday support

Get text alerts, email alerts, manage Direct Debits and more.

Benefits

Managing cashflow is easy

Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.

Free accounting software

FreeAgent makes business bookkeeping really easy. It is free for NatWest business customers, subject to them retaining their NatWest business current account. FreeAgent is ideal if you have 0-10 employees, however you can still use FreeAgent if you have more than 10.

Receipt Management

Free access to our Receipt Management tool.

Turnover over £2m

Businesses with a turnover over £2m

You'll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.

24/7 banking via Bankline

Our flexible online banking service which allows you to manage multiple accounts.

A dedicated Relationship Manager

We know how important it is for you have a single point of contact at your bank, so when you bank with us we provide a dedicated, accredited Relationship Manager to look after your business needs.

Charges

Simple charges with no minimum monthly charge

Our charges info is clear and simple.

Want to switch your business account to NatWest?

We can help you switch bank accounts when you apply online.

Useful info about this account

Managing your business finances has never been easier

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest. 

Switch to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.

Current Account Switch Guarantee (PDF, 40KB)

Your Guide to switching your account to us (PDF, 2.3MB)

How does the Switch service work?

Apply now

Great, thanks for choosing our business current account. Let's get started. Are you a...

What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Here's the information you'll need during the application...

Personal details

  • Full name, date and place of birth
  • Home addresses (and the date you moved there)
  • Contact details
  • Personal details for any directors, partners, members or signatories.

Business details

  • Trading and any registration addresses
  • Business contact details
  • Information about your business activity and number of employees
  • Any other trading names your business uses
  • Details of when your financial year ends

Registration for tax purposes

  • Details of any countries you (or your business) are registered in

Year-end accounts

  • Details of your business’s or cash flow forecasts

Limited companies only

  • Your registered company number

Please make sure your Limited Company has already been registered with Companies House for at least 48 hours before starting your application with us.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Startup or Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

If your business will be based in Scotland, please give us a call on 0345 307 0600 

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to Covid-19, we're currently unable to process new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon.

Sorry, we are making some changes and our online application is not available now

Please check back later.

OK so you're an existing customer. Is the bank account for...

What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Here's the information you'll need during the application...

Personal details

  • Full name, date and place of birth
  • Home addresses (and the date you moved there)
  • Contact details
  • Personal details for any directors, partners, members or signatories.

Business details

  • Trading and any registration addresses
  • Business contact details
  • Information about your business activity and number of employees
  • Any other trading names your business uses
  • Details of when your financial year ends

Registration for tax purposes

  • Details of any countries you (or your business) are registered in

Year-end accounts

  • Details of your business’s or cash flow forecasts

Limited companies only

  • Your registered company number

Please make sure your Limited Company has already been registered with Companies House for at least 48 hours before starting your application with us.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Startup or Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

If your business will be based in Scotland, please give us a call on 0345 307 0600

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to Covid-19, we're currently unable to process new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon.

Do you have a Relationship Manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional Community account. They can start the application for you and arrange to get the appropriate signatures. 

Business and Relationship Managers are available 9am-5pm Monday to Friday.

No problem. We can still help

Relay UK Service:

18001 0345 711 4477 (England and Wales)

18001 0345 307 0600 (Scotland)

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Sorry, we are making some changes and our online application is not available now

Please check back later.

Already started an application?

Log in to continue or check the status of your application in our online application centre

You can use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

Additional support for your business

FreeAgent accounting software

FreeAgent is cloud based business accounting software that helps you save time on managing your books. We’re offering it free to our business customers.

Discount on DHL Express

As business account holder, you can benefit from at least 60% off the standard DHL tariff for 12 months on international shipping when you open a DHL Express account. 

Boost your business

Ready to take your business to the next level? Our Business Growth Enablers will help boost your connections, your skills and your knowledge.

Something else we can help you with?