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Business bank account

An account with useful features for all types of businesses

Flexible everyday banking for your business

There's no minimum monthly charge with this account

No minimum monthly charge - only pay for what you use

Just pay for certain transactions, unarranged borrowing, international payments and Bankline charges

See a full list of business account charges (PDF, 48KB)

Dedicated support for your business

Our business customers can benefit from their own dedicated Relationship Manager, providing a single point of contact for your business (turnover and eligibility criteria apply)

Free accounting software with FreeAgent

Link your business bank account directly with FreeAgent

Invoices, expenses and bank accounts in one place

FreeAgent is free for NatWest business customers

As a Natwest Business customer, you can access and apply for FreeAgent

Access your account however it suits you

Most banking activities available through Online Banking

Access mobile banking

UK based telephone banking lines open 24/7, 365 days a year

Need more information before you decide?

Read on for more account features and benefits.

Grow your business network

Apply to meet with experts and like-minded businesses, as well as gain access to a wealth of free learning tools to grow your business through our fully funded Entrepreneur Accelerator programme and free Business Growth Events.

Lending and cash management solutions

Find out more and apply for our comprehensive range of flexible borrowing options to help fund and grow your business.

Our full range of saving options are also here to help you stay on top of your finances. Learn more and apply.

Security may be required. Product fees may apply

Turnover over £2m?

If your business has a turnover of over £2m, you'll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.

A dedicated Relationship Manager

A single point of contact, so when you bank with us, we provide a dedicated, accredited Relationship Manager to look after your business needs

24/7 banking via Bankline

Our flexible, premium online banking service lets you manage multiple accounts. Fees apply

Our simple charges with no minimum monthly charge

See our full list of business account charges:

Business account charges booklet (PDF, 48KB)

Summarised business account charges booklet (PDF, 33KB)

Useful info about this account

Government backed loan schemes

If you are looking to open a Business account in order to apply for the government-backed Bounce Back Loan Scheme, please note you will only be eligible for the loan with NatWest if:

You were an existing NatWest Personal or Business Customer on or before 4 May 2020

You can evidence that your business was established before 1 March 2020

You can certify that your business has been adversely impacted by Coronavirus 

You’re a UK resident with a business or registered charity based in the UK

Managing your business finances has never been easier

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest. 

Switch to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.

Current Account Switch Guarantee (PDF, 40KB)

Your Guide to switching your account to us (PDF, 2.3MB)

How does the Switch service work?

Apply now

Thanks for choosing our Business bank account. Let's get started.

Before you continue...

If you are looking to open a Business account in order to apply for the government-backed Bounce Back Loan Scheme, please note you will only be eligible for this loan if:

 

You were an existing NatWest Personal or Business customer on or before 4 May 2020

You can evidence that your business was established before 1 March 2020

You can certify that your business has been adversely impacted by Coronavirus

You're a UK resident with a business or registered charity based in the UK

Are you...
OK, so you're an existing customer. Is the bank account for...
What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Where can I find more information about COVID-19?

We're here to support you through difficult times. Visit our Support Centre to find the latest news, updates and practical advice for your business.

Do you have a Relationship Manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

 

When can I call?

Business and Relationship Managers are available 9am-5pm Monday to Friday.

 

No problem. We can still help.

For businesses in England or Wales, please call us on 0345 711 4477.

 

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

 

Relay UK Service:

18001 0345 711 4477 (England and Wales)

18001 0345 307 0600 (Scotland)

 

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

What is your estimated business annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Where can I find more information about COVID-19?

We're here to support you through difficult times. Visit our Support Centre to find the latest news, updates and practical advice for your business.

What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
  • You'll need 6 months of bank or building society statements if you're switching accounts to us

Please take some time to review the important information

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

 

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

More information on Accessibility.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Where can I find more information about COVID-19?

We're here to support you through difficult times. Visit our Support Centre to find the latest news, updates and practical advice for your business.

 

Already started an application?

Log in to continue or check the status of your application in our online application centre

You can use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

Additional support for your business

Ways to bank

Choose the most convenient and easiest way for you to bank. We offer Online Banking, Mobile Banking and Bankline. Business banking at its best.

Tax-record keeping, VAT and more

Does the mere mention of those items give you sweaty palms and a feeling of dread? We’re on hand to help you.

Grow your business network

Meet with experts and like-minded businesses, as well as gain access to a wealth of free learning tools to set up and grow your business through our free Business Growth Events.

Something else we can help you with?