Small Business Loan

Business funding that’s fast, simple and flexible

Looking for funding to grow your business?

We created this loan to help small businesses prosper...

Borrow from £1,000 to as much as £50,000, subject to approval

No arrangement or early repayment fees

Choose to pay us back over a term of 1 to 10 years, subject to credit status

Fixed rate of interest

Suitable for all business customers and applying online is quick and simple

The small business loan in detail...

Borrow from £1,000 to £50,000

No arrangement or early repayment fees

Borrow from 1 to 10 years

Fixed rate of interest

How your interest rate is calculated

Form of guarantee

Useful information about our Small Business Loan.

Ready to apply?

We’ll help you find the right application route for you.

Existing customers

Log in to online banking to apply and receive personalised rates and faster application processing.

New customers

New customer or don’t have online banking, apply now using our simple online application form.

Turnover £2m and over

Turning over more than £2m per year? Call us today to discuss your application.

Phone lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Don't have online banking, why not register today?

Setting up Online Banking will only take a few minutes and gives you all the tools you need to manage your money online.

Want to borrow £25k or less?

Our Small Business Loan calculator is here to help you check the rates you're likely to pay and check your eligibility up to £25k.

Amount you'd like to borrow

Note: You can only check rates up to £25k. You can still apply online for up to £50k.

You'd like to repay it over

  • The rate you pay depends on your circumstances and loan amount may differ from the Representative APR.
  • Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get. APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee.

Representative example

Monthly repayments

£7,500

Interest rate % (fixed)

8.2%

Total repayment

£8,253.00

Representative APR (variable)

£137.55

There's no obligation and you won't be credit checked.
 

83.10% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote. 

You may also be eligible for a Business Overdraft

  • The rate you pay depends on your circumstances and loan amount may differ from the Representative APR.
  • Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get. APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee.

Something else we can help you with?