Cookies on the NatWest website

Privacy Notice:

We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.

You can find out more and set your own preferences here.

Setting Cookie

Start up loans

Turn a great idea into a thriving business

Our Small Business Loan could be ideal for start ups. It gives you the flexibility you need to get your new business off to a great start.

Small Business Loan at a glance:

  • Simple business loan at a fixed rate of interest.
  • Borrow from £1,000 to £50,000 over one to 10 years, subject to approval and status.
  • No arrangement fee or early repayment charges.
  • Fast application process, apply online in just 3 minutes.

 

Your monthly repayments won’t change over the duration of the loan, making it easier to manage your cash flow. Your interest rate is calculated on the length of the loan term, the amount you want to borrow and your status. The longer the term, the smaller your monthly repayment.

What you’ll need to apply:

  • Your personal and business details.
  • For Limited companies, your registered company number. You must be registered with Companies House for at least 48hours before starting your application.
  • Details of when your financial year ends.
  • Details of your cash flow forecasts, business assets and liabilities.
  • We’ll also need a form of guarantee from the appropriate person in your business

Small Business Loan factsheet (PDF, 1.49MB)

Apply now

A personal, director or member's guarantee may be required. Over 18s only. Subject to status, business use only.

We’ve created these useful tools to help you with your loan application.

Cash flow forecast template (XLS, 23KB)

Cash flow forecast guidance notes (PDF, 817KB)

Business checklist (PDF, 288KB)

Want to borrow £25,000 or less?

Check your eligibility and how much you’d repay