NatWest Business Banking | Social enterprises

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Community Business Loans

Who are they?

The Community Business Loan was created and is managed by the independent charity RBS Group MicroFinance Funds (MFF) set up by the RBS Group in 1999.

Appropriate for:

Social enterprises, charities, community businesses and Community Development Finance Institutions (CDFIs). The MFF is offering Loan Funding of between £30,000 and £1m, depending on the type of organisation, to enable Social Enterprises to gain the finance they need to expand their market.

To apply successfully you must be able to demonstrate and provide evidence that: your organisation is financially sustainable; you will deliver a positive impact to society and/or the environment and you’ve been declined for a loan by a mainstream bank

How can you benefit:

Community Businesses can apply for loans of between £30,000 and £500,000. Community Development Finance Institutions (CDFIs) can apply for loans of between £200,000 and £1m

More details: http://www.inspiringenterprise.rbs.com/inspiring-social/microfinance-fund
 

Community Finance

Who are they?

Community Development Finance Institutions (CDFIs) lend money to businesses, social enterprises and individuals who struggle to get finance from high street banks and loan companies. Most CDFIs are based within the UK’s most disadvantaged communities. There are currently around 60 active CDFIs operating across the UK.

Appropriate for:

All sizes of SMEs including social enterprises, community organisations, charities and individuals. CDFIs will usually only lend to customers who have been unable to get the finance they need from a high street loan provider (i.e. a bank or a building society). Some CDFIs will provide an extra loan if a business is waiting for finance to come through from another source, or if a bank is only willing to lend part of the finance they need.

How you can benefit:

CDFIs provide finance for a wide range of purposes, although these will vary according to each individual CDFI. They include: working capital, bridging loans, property and equipment purchase, start up capital, business purchase, personal loans, home-improvements and back to work loans.

More details: www.cdfa.org.uk
 

Big Society Capital Investment Directory

Who are they?

Big Society Capital (BSC) was set up by the UK government in 2010 and is the world's first social investment wholesaler. BSC aim to build a sustainable social investment market to help social sector organisations increase their impact on society. Part of their role is to help coordinate the social investment market in the UK.

Appropriate for:

BSC's Investment Directory is for front-line charities and social enterprises looking for investment. It includes sources of grants, loans, equity and even business advice and support. The Directory includes information on a broad range of social finance intermediaries and services, including providing helpful tips and advice and signposting to other investment guides.

How you can benefit:

The Directory can help signpost your organisation to national, regional and local social finance providers. It also provides advice about which type of investment might be right for your organisation and how best to position your organisation for investment.

More details: http://www.bigsocietycapital.com/sources-investment
 

GRANT finder

Who are they?

GRANTfinder is the UK's leading grants and policy database, includes details in excess of 7,000 funding opportunities and offers a suite of four primarily internet-based products that are designed to open the doors to funding, loans, grant aid, venture capital and other areas of support such as sponsorship.

Appropriate for:

GRANTfinder is a paid-for subscription service, subscribers generally include: local authorities; the voluntary and charitable sector; universities and colleges; housing associations; the health sector; and business support organisations

How you can benefit:

GRANTfinder’s services include access to: a flexibly searchable database; Newsflash service; deadlines listing; and Research Help Desk.

More details: www.grantfinder.co.uk
 

Get in touch Contact us
New customers

0800 072 2253

Minicom
0800 404 6161

Mon-Fri 8am-5.30pm (excl. bank holidays)
Calls may be recorded.
 

Existing customers

0345 711 4477

Minicom
0800 404 6161

Lines open 24/7
Calls may be recorded.
 

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