Financial expertise by sector | NatWest

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Financial expertise by sector

With over 400 years experience, we have specific sector knowledge to support your business

Does your business turnover £2M and above?

Security may be required. Product fees may apply. Over 18s only. Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. 

Why work with us

Local expertise, guidance and support

Get more than sector-specific knowledge and regional expertise. With experts across the UK, our team’s commitment means you get the right guidance and support when requested

Tailored financial solutions

Our team relies on broad sector knowledge to tailor appropriate financial products for your business. Get a range of services to support you at all stages of running your business 

Industry networking and relationships

Stay abreast of developments in your sector and network with others at our bespoke events, forums and seminars supporting thousands of SME businesses from all across the UK

Whatever your plans, we’re always on hand

Expanding your business activities? Need growth momentum? Whatever your need, our experienced team of sector specialists is on hand to help create strategic options for you

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Helping your business grow

We know that sometimes you’re so focused on your business it can be difficult to keep an eye on the broader market factors affecting your success. Our role is to understand these wider issues and share what you need to know to achieve your ambitions. Our local presence throughout the UK means we can meet you face-to-face and provide a bespoke solution that’s tailored to you.

Our sector specialisms

Agriculture

Supporting more British farming businesses than any other bank

Let us help your farming and rural business thrive. With a team of over 125 local specialist managers, we serve 28% of UK farming businesses.

We support and attend over 60 agricultural events nationally. So you get access to a wealth of industry knowledge and contacts in the sector.

Get the right products and services, shaped to your farm business needs: agriculture mortgages, FarmWeb insurance, sustainable energy finance and BPS bridging facilities to help through cashflow challenges. 

 

Farm Capital Loan

Asset Finance from Lombard

 

Agricultural Mortgages

Flexible commercial mortgages and repayment options for agricultural businesses

 

Farm Insurance

Explore our insurance for agriculture

Retail and wholesale

Extensive experience to structure the right solutions for your business needs.

Our broad experience serving the UK retail and wholesale market gives us the experience to structure the right solutions to support your business needs. Whether you need day-to-day banking services, international trade solutions or leveraged transactions, you’ll find a full suite of banking services. We have extensive experience in the sector, serving 7 out of 10 UK retailers. Add this to our global capabilities and you’ll find the resources to support every aspect of your business.

 

Are you a franchise?

Sustainable energy

Supporting the transition to a green economy

Businesses and society need to be more sustainable, which is why we offer guidance and support to help your company reduce its carbon footprint. We've supported the journey to a greener economy for over 25 years.

 

We can give general support on key issues such as whether your business is suitable for renewable energy, sizing, planning permission, equipment costs and potential revenue. We can put you in touch with relevant experts, including independent technical energy consultants, planning consultants, engineers and installers.

 

We could support you in funding low carbon technologies at a range of scales from Solar PV, Onshore Wind, Offshore Wind, energy from waste, biomass, LED lighting, smart metering and anaerobic digestion to name a few. 

Find out more

 

Want to reduce your energy usage but don't know where to start? An independent Energy Saving Audit is a first step to reviewing your business’s energy use. Identify ways to reduce your energy consumption, manage energy costs, install onsite renewable energy and reduce carbon emissions.

 

Independent Energy Savings Audit - Available to customers with an energy spend over £200k a year or with more complex energy requirements (there is a cost associated with this service)

 

Reduce your energy spend - Reduce your expenditure on things like heating, lighting and machinery. Fix energy costs and even create new sources of revenue - all for excellent returns in the long term. All while reducing your carbon footprint and promoting environmental credentials.

 

Small Scale Renewable Energy Fund (SSRE) - Available for Solar PV (photovoltaic), onshore wind, micro hydro, biomass and anaerobic digestion (AD).

 

Keep up-to-date with the latest news and reports:

2017 Sustainable Energy outlook

 

How we support Sustainable Energy

Leisure

Helping leisure business customers achieve their ambitions for over 30 years

Helping leisure business customers achieve their ambitions for over 30 years. We have over 90 specialists in the leisure sector across the UK who have local knowledge of your businesses allowing us to build bespoke options for you. We can offer the right financial solutions along with specialist guidance and support on all of the below:

 

- Restaurants

- Takeaways and fast food

- Cafes and coffee shops

- Hotels and guest houses

- Holiday accomodation

- Caravan and camping parks

- Pubs and bars

 

Are you a franchise?

 

Manufacturing and automotive

We support more British manufacturing businesses than any other bank

We support more British manufacturing businesses than any other bank. As the manufacturing sector goes through disruptive transformational change, medium-sized manufacturers are faced with huge opportunities and challenges. 

 

Through extensive interviews with over 300 manufacturers and industry experts, our white paper, Future Fit, looks into the mindset of manufacturers throughout the UK.

Read about the challenges found

 

We’ve provided analysis around the key issues to help manufacturers better prepare themselves for the future. As a financial partner, we’ve also taken learnings from this insight so that we can identify, plan and react to the key issues emerging in the manufacturing markets.

 

- Industrial

- Consumer and food

- Chemicals

- Pharmaceutical

Healthcare

Our focus is on providing specialist support to our healthcare customers

Our dedicated healthcare specialists are located across the UK and are on hand to give you advice and support when you need it. They undergo training with a range of external experts to make sure they are kept up to date will issues and trends within the sector. 

 

- Care homes, including residential, nursing and specialist care homes

- Care villages

- Veterinary practices

- Mental health practices

- Pharmacies

- GP practices

- Private hospitals

- Dental surgeries

- Opticians

Technology, media and telecoms (TMT)

Guidance through a unique business cycle from the team that the most UK tech firms rely upon

Guidance through a unique business cycle from the team that the most UK tech firms rely upon

 

Need insight into a challenge? Introductions to ‘angel’ investors? Pitching to a large tech companies looking to buy? We’re here to help you from newbie to start-up to successful sale and exit. We believe in a truly collaborative approach –that’s why, with 31% market share*, we support more technology, media and telecoms (TMT) businesses than any other UK bank.

 

We’re proud to serve 88% of the UK’s top 350 TMT businesses. So we’re in a position to directly introduce purchase-ready-start-ups to most of the country’s major tech buyers.

 

Coutts, our sister bank, provides direct contact with over 150 Ultra high net worth angels, all on the lookout for the next TMT investment opportunity. Their collective worth is £12bn and we introduce our customers regularly.

 

You could benefit from our key partnerships within the TMT Sector – with companies like Microsoft, FinTech Innovation Labs, Entrepreneurial Spark and RocketSpace.

 

Incubator spin out programme: We work with a range of universities to support their tech start-ups, our bespoke start-up package has been developed specifically for university tech spin-outs.

 

Watch how our technology specialist, David Munoz, helped visual effect company Double Negative expand its operations and streamline its business. 

Watch David talk about how he supported Double Negative

 

We are no.1 because we help TMT companies get what they really want, the 3Bs.  To get backing, get big & get bought.

 

Real estate

Expert support in real estate finance whether you’re an SME or a major corporation

Specialist expertise across the real estate sector including:

- Commercial property investment

- Office builders and commercial property development

- Hotels finance

- Purpose built student accommodation

- Residential property investment

- House building and residential development

- Extensive landed estates

Get in touch

If you are interested in the above and would like to discuss further, please contact us using the General Enquiries number where you'll be passed to a dedicated sector team happy to support where possible. 

Contact us
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