Hire Purchase with Lombard
Fixed payments with the option to buy
Choose a vehicle from the dealer of your choice
A personalised finance rate
Payments tailored to your needs and budget
Option to buy vehicle at the end
Overlay
Business lending
The Ultra Low Emission Zone
Helping your business meet the new emission standards
The Ultra Low Emission Zone (ULEZ) was introduced on 8 April 2019 to help improve air quality. It replaces the T-Charge and covers the same area as the Congestion Charge zone.
Drivers who enter the ULEZ will need to pay an additional daily charge if their vehicle doesn’t meet tighter emission standards. This could prove costly for many businesses.
Daily charge:
- £12.50 for most vehicles (up to and including 3.5 tonnes)
- £100 for heavier vehicles including lorries (over 3.5 tonnes) and buses/coaches (over 5 tonnes)
Security, guarantees and indemnities may be required. Product fees may apply. Over 18s only. Subject to status, for business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Your finance options
If you’re looking to finance a vehicle or fleet that meets the new emission standards, we can help. Choose from our range of loans or explore flexible finance options with our asset finance provider Lombard and Lombard Vehicle Solutions (LVS).
Contract Hire with LVS
Flexible finance for your business needs
Choose from a large range of vehicles
Enjoy corporate discounts and offers
Add extra benefits such as vehicle maintenance
Hand the vehicle back at the end
Small Business Loan
A fast affordable way to borrow
Suitable for most small to medium businesses
Fast, simple and flexible
Apply online in less than 10 minutes
Borrow from £1,000 to £50,000 (subject to approval)
Fixed Rate Loan
Offers the certainty of fixed repayments
A fixed rate could help you plan for tomorrow, because costs won’t change throughout the term
Borrow between £25,001 - £10m (subject to approval)
No early redemption charges
Variable Rate Loan
A flexible loan with variable rates
Various repayment options and terms available to help with the ebbs and flows of business
Borrow from £25,001 upwards (subject to approval)
No early repayment charges
Changes in the NatWest Bank base rate will affect the amount you need to pay to fully repay your loan.
Depending on how you repay your loan any change in the NatWest Bank base rate may require a review of your regular instalment amount.
Thinking about Business premises?
There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.
Your credit score
When you apply for a loan, we’ll look at your credit score. Our Business Credit Scoring Guide can help you manage your application.
How to appeal a business lending decision
Hopefully we can approve the loan for you. However, we have strict lending criteria, so sometimes we have to decline.