Shared content for business lending


Shared content for business lending

Shared content for business lending

Business overdrafts Compare rates and charges
Overdraft £1,000 £5,000 £10,000 £15,000 £20,000 £25,000
Arrangement Fee £100 £150 £150 £225 £300 £375
Representative EAR 5.25%     5.25% 5.25% 5.25% 5.25% 5.25%



If you have a Relationship Manager please speak to them about your borrowing needs.

If you do not have a Relationship Manager and wish to borrow up to £50k you can apply online, if you wish to borrow more please contact us on: 0345 711 4477

Interest on your account is calculated daily, based on your end of day balance and rate, and charged to your account quarterly. If the overdraft is between £501-£1,500, the arrangement fee is £100. For overdrafts above £1,500, an arrangement fee of 1.5% or a minimum £150 fee is applied. A 12 month fee-free £500 overdraft for Start-ups is available, subject to status, and you would still pay interest on that.

Representative EAR (Effective Annual Rate) is used for comparison purposes and shows the interest rate we reasonably expect at least 51% of customers who are accepted for and enter into the overdraft agreement will get. It is calculated by using the rate of interest charged if you remained overdrawn for a year, the frequency with which interest is charged, and the effect of compound interest on your debt. The Representative EAR doesn't take into account any overdraft fees which may be incurred if you go over your agreed overdraft limit.

Important information

Please read and download our important documents below that contain information about our business accounts and charges

Download our Committed Overdraft Terms & Conditions Download our Business Charges information Download our Summaried Business Charges information NatWest Business Account Terms
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