Commercial Mortgage

A Commercial Mortgage could help your business grow

Looking to buy or remortgage a commercial property?

Owning your own premises can be a great way of growing your business. With our Commercial Mortgage you’ll benefit from any increase in the property’s value and you won’t have the constraints of renting.

Borrow from £25,001 with no upper limit on a variable interest rate mortgage or up to £10m on a fixed interest rate, subject to approval 

Our fixed and variable interest rates allow you to tailor repayments

Mortgage terms available up to 25 years 

No early repayment charges, conditions apply

Take a repayment holiday at the beginning, subject to approval

Whether you've already found the perfect property or you're still looking, get in touch with us today. Our team will help you through the process of purchasing a commercial property to help you choose the right Commercial Mortgage for your business.

Capital Repayment Holiday for Existing Business Loan Customers

If you are an existing NatWest Customer you could be eligible for a Capital Repayment Holiday on your Business Loan.

Capital Repayment Holiday is available for up to 6 months.

Interest will accrue during any repayment holiday, meaning it may take longer to repay the loan and cost more in the long run.

If you have a Relationship Manager you need to contact them in the first instance to discuss your needs.

If you do not have a Relationship Manager you can Apply Online. We will contact you within 7 days.

Due to high demand it's taking longer to process applications, please bear with us.


The Commercial Mortgage in detail...

Borrow from £25,001

No early repayment charges

Repayment profiles

Interest rate options

Expert assistance through the journey

Repayment holiday available

Useful information about our Commercial Mortgage

Get in touch to request a call back

Are you a...

Request a call back

If you have a Relationship Manager, speak to them to discuss your needs.

Or, simply tell us a little about your business and we’ll be in touch to talk through possible solutions tailored specifically to you.

Due to current high demand, it may take a little longer to process your enquiry.

Speak to our team

Discuss your options with our dedicated team.
Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). 

0345 7114 477

Due to high demand, call waiting times are longer than usual. 
Or, if you have a relationship manager speak to them to discuss your needs.

Note: this is not an online application form.

New business customer

We are here to help, there is support available and we want to get it to those who need it, but with unprecedented demand in the first instance we are processing applications from our existing customers.  You may be able to access support more quickly by contacting your current bank.

If they are unable to assist; a list of accredited providers is also available on the British Business Bank website.

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Additional support for your business

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

Your credit score

When you apply for a loan, we’ll look at your credit score. Our Business Credit Scoring Guide can help you manage your application. 

How to appeal a business lending decision

Hopefully we can approve the loan for you. However, we have strict lending criteria, so sometimes we have to decline.

Something else we can help you with?

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.