Social & Community Capital

We're here to support community-based charities and businesses

About Social & Community Capital

Supporting our communities

As a community venture, you can make a big positive impact. But sometimes it’s difficult to get the finance you need to grow. So with our strong heritage of supporting community-based businesses, we’re doing more to help.

How we can help

Maybe you need funding to get off the ground. Perhaps you need the networks or supply chains to grow and evolve. We’re there to support you at every stage of the journey, from starting up to expanding your impact on the world.

Community business loan

We offer alternative funding to business charities and social enterprises who don't qualify for mainstream loans.

Our community business loans offer funding from £30,000 to £750,000 with flexible terms and repayments holidays including access to sector experts. 

As part of our 20th anniversary celebrations, Social & Community Capital will offer a limited number of £20,000 grants to social enterprises and community businesses around the UK.

We are offering charities and social enterprises the opportunity to apply for non-restricted funding for carrying out an innovative new project to help create positive impact on the most disadvantaged and vulnerable people and communities.

Email us to register your interest in finding out more about the eligibility criteria and application process for the grants.

Our support so far

Between 2012 and 2017 we funded over 30 social ventures through the NatWest, RBS and Ulster Bank NI Social & Community Capital brands. Our ambition is to increase the size and strength of this important sector of the UK economy. Here are some examples of the social ventures we've supported.


Vi-Ability helps to educate and inspire young people who are struggling to find employment, using different methods like hands-on coaching and sports business courses.

Harmony Community Trust

Harmony Community Trust is all about bringing people in Northern Ireland together – see how we supported their vibrant programmes for children, young people and adults at Glebe House.

Bristol Together

Since operations began in 2011, Bristol Together has developed more than 70 properties in the local community and supported over 60 former prisoners back into work in the process.

Our impact report

In 2017 we funded over 30 social ventures including the three examples above. We aim to provide access to appropriate financial and business support to viable charities, voluntary organisations and social businesses unable to access mainstream finance. Read our most recent impact report to see what we have achieved.

Our partners

We work with a range of organisations to help community and social enterprises. From helping neighbourhoods thrive to providing helpful facts and figures behind the latest developments, our partners could help you.


We've worked with ACOSVO for over a decade. Our combined objective is to increase knowledge and widen the networks for leaders in the Charity sector of Scotland.

Good Finance

We're listed on Goodfinance.org.uk, a website to help charities and social enterprises navigate social investment. Learn more about their work.


Locality is the national network of ambitious and enterprising community-led organisations, always working together to help our neighbourhoods thrive.

NatWest SE100

The NatWest SE100 Index, data report and survey are unique. They provide the facts and figures behind the latest developments in the Social Enterprise sector.

Responsible Finance

We were a founding sponsor in 2002. Since then, we've worked together to scale up the available finance for social enterprises in the UK.


Social & Community Capital was a founding member of Social Enterprise UK and we are the principal sponsor of their Places programme.

Frequently asked questions

Anything else we can help with?

Support centre

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