Retail and wholesale
Build on firm foundations - with insight developed over 400 years supporting businessesContact us
Security may be required. Product fees may apply. Over 18s only.
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Get more than sector-specific knowledge and regional expertise. With over 60 retail and wholesale experts across the UK, our team’s commitment to the sector means you get the right guidance and support as and when you request.
Our team relies upon broad sector knowledge to tailor appropriate financial products for your business. Get a range of services like invoice and asset finance, international trade solutions, NatWest Mentor and Bankline, our award-winning internet banking service
Stay abreast of developments in retail and wholesale. Network with professionals in the sector. Our events, forums and seminars range from Entrepreneur Accelerator, supporting thousands of SME businesses, to bespoke corporate events like our retail sector forum, run in partnership with BDO.
Expanding your business activities? Need growth momentum with lower capital outlay? Whatever your need, our experienced team of retail and wholesale sector specialists is on hand to help create strategic options for you.
The right products for the right results
Access tailored financial support and a broad range of bespoke products to help your retail or wholesale business get moving.
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Use the power of asset finance to improve your cash flow and working capital. We work closely with our colleagues at Lombard to help finance a large range of assets. These include commonly used assets like vehicles and IT equipment, plant and machinery, renewable energy and more.
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Invoice finance unlocks the value tied up in your unpaid invoices. Release working capital, getting up to 90% of the value of money owed, within 24 hours. A key benefit of invoice finance is that the funding we provide increases in line with a business’ sales performance. This means a business could get the funds it needs to grow and reap the rewards of that expansion straight away. Invoice finance can appeal to a wide range of markets, however key sectors are: recruitment, engineering, transport, wholesale, manufacturing and services.
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If you’re looking for a flexible instant access savings account, our Liquidity Manager Account could be suitable for you – it's designed to help you manage your working capital easier.
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When it comes to making foreign transactions, we offer a full range of services, from straightforward currency exchange to complete risk management solutions, meeting the simplest or most complex customer needs.