How does Strong Customer Authentication (SCA) impact Cards OnLine?
From September 2019, we'll be adding additional security features to Cards OnLine.
As part of fraud prevention 2-factor-authentication will soon become mandatory. In addition to your partial PIN and password, you'll need to enter a one-time-passcode sent via SMS to confirm your identity.
It's of vital importance that we have your up-to-date contact details ahead of September.
To register, we'll send you a mail authentication code (MAC) in the post as we do today. In addition to the MAC, you'll have to enter a one-time-passcode sent via SMS to securely register.
If you're interested in the detail, the SMS one-time-passcode proves 'possession' of your registered SIM card. When combined with the MAC, this satisfies the requirments of Strong Customer Authentication.