Invoice Discounting

A speedy way to improve your business cashflow

Unlock the value of an unpaid invoice in as little as 24 hours

Could help if your cash is locked up in outstanding invoices

You get your own dedicated Relationship Manager

Your business could get the funds it needs to keep growing

Waiting for invoices to be paid can create severe cashflow problems for your business. Invoice Discounting is a way to quickly release cash tied up in outstanding invoices.

Discounting in detail…

Features

Get cash quickly

You could receive up to 90% of the invoice value within 24 hours and you’ll still have full control of your sales ledger management.

Good for business growth

Releasing money you’re owed gives you access to funds which could help your business grow. Invoice Discounting is available in these currencies: GBP, USD and EUR.

Completely confidential

Your customers aren’t aware you’re borrowing against their invoices, so it won’t affect client relationships.

Convenient and always available

You’ll have 24/7 access to an online Invoice Finance account, so you can manage invoices and track payments.

Help and support

You’ll get your own dedicated locally-based Relationship Manager – your key point of contact if you need to discuss anything.

Simple to use

You control the collections. Once your customer settles their bill, we send you the remaining value of the invoice minus our service charge and fees.

Benefits

Take advantage of more opportunities

You might be in a stronger position to act quickly.

Increased turnover means increased access to funds

As your turnover increases, using Invoice Discounting could give your business the funds it needs to keep growing.

Manage your invoices with FacFlow

Access and manage your Invoice Discounting securely online at any time. 

 

To find out more about Invoice Discounting, take a look at our Fact Sheet here

Ready to apply

Great, thanks for choosing Invoice Discounting. To apply you must have a turnover of over £300k; be prepared to outsource your credit control function; and have established credit control and robust in-house ledger systems. 

Great, thanks for choosing Invoice Discounting. Let’s get started. Is your business turnover...

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below

Or email us at: invoice.finance@rbsif.co.uk

Contact us (minicom): 0800 404 6161

Lines are open 8.30am-5pm Monday to Friday. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below

Or email us at: invoice.finance@rbsif.co.uk

Contact us (minicom): 0800 404 6161

Lines are open 8.30am-5pm Monday to Friday. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Additional support for your business

FreeAgent accounting software

FreeAgent is cloud based business accounting software that helps you save time on managing your books. We’re offering it free to our business customers.

Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

Business planning

Having a clear mission and goals for your business is vital. We’ve got business planning tips to help you turn your dreams into reality.

Something else we can help you with?