CashFlow+

Borrow against the value of an unpaid invoice

Free up cash locked in an invoice and help your business thrive

We could advance you up to 95% of an invoice value

You pay a simple rate of interest –1% per 30-day period

You don’t have to make a long-term commitment

Could be an ideal way of getting cash for single invoices

CashFlow+ in detail

Features

Get quick access to funds

We could pay you up to 95% of the invoice value within an hour.

One-off application process

Once your application has been processed and you’re on our system, you’re all set up for the future.

Convenient and always available

You’re free to use CashFlow+ as little or as often as you like.

Simple to use

There are only 2 elements to CashFlow+; a transaction fee and the interest we charge you.

Only pay when you need it

If you don’t use it, you don’t pay for it. Simple as that.

Completely confidential

With CashFlow+ any customers who owe you money aren’t aware you’re using it.

Benefits

Take advantage of more opportunities

It could put you in a stronger position to buy materials or inventory at better prices.

Could help you maintain a healthy cash reserve

Bridge that gap between you running up costs and the customer paying.

Manage the seasonality of your business

CashFlow+ could help during the busy periods.

Fund export debt

CashFlow+ can be used to fund invoices in over 20 countries.

Charges

Interest Fee

Interest is charged daily. It equates to a fixed rate of interest of 1% for each 30-day period until the invoice is paid.

Transaction Fee

Ranges from 0.5% to 1.5% per transaction depending on status. Minimum transaction fee is £50. For currency invoices, minimum fee is $100 or €100.

What I'll pay?

Manage your invoices with FacFlow

Access and manage your invoice finance securely online at any time. 

 

To find out more about Cashflow+, take a look at our Fact Sheet here

Ready to apply

Great, thanks for choosing CashFlow+. Let’s get started. Is your business turnover...

Thanks, now tell us what sort of customer you are

CashFlow+ is for existing NatWest business current account customers. Want to take a look at our business accounts?

Here’s another type of business lending we can offer you even if you’re not an existing customer

Small Business Loan
A fast, affordable way to help your business

Find out more

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Register for CashFlow+ below

Or email us at: invoice.finance@rbsif.co.uk

Lines are open 9.00am-5.00pm Monday to Friday. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Thanks, now tell us what sort of customer you are

CashFlow+ is for existing NatWest business current account customers. Want to take a look at our Commercial Business Account?

Once you have a Commercial Business Account with us, we have a wide range of commercial lending options for you to choose from


See our range of commercial lending options

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Register for CashFlow+ below

Or email us at: invoice.finance@rbsif.co.uk

Lines are open 8:30am-5.00pm Monday to Friday. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Additional support for your business

Reinvesting in your business

This might mean building up savings to help you through the lean times, or it could mean putting funds aside to help your company grow. We’ll talk you through the benefits of reinvesting. 

Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

FreeAgent accounting software

FreeAgent is cloud based business accounting software that helps you save time on managing your books. We’re offering it free to our business customers.

Something else we can help you with?