Invoice Finance

Helpful ways to release cash for your business

We have four types of invoice finance

Cashflow+

A quick cash injection for single invoices

Could unlock up to 95% of an invoice value

Fixed and simple rate of interest – 1% per 30-day period

It’s not a long-term commitment

You must be a NatWest customer, trading for 12 months

Invoice Factoring

Take the effort out of collecting unpaid invoices

Could help if cash is locked up in outstanding invoices

You could get up to 90% of the money you’re owed within 24 hours

We collect the money on your behalf – like credit control

Your business must have a turnover of £250k to £6.5m 

Invoice Discounting

A simple way to improve cashflow

Ideal if cash is locked up in outstanding invoices 

Get up to 90% of the money you’re owed within 24 hours

You collect the money, so you need robust ledger control

Your business must have a minimum turnover of £300k

Asset Based Lending

Release cash from your existing assets

Ideal if cash is locked up in existing assets

Could help improve your business cashflow

Could help if your business wants to make acquisitions

Your business must have a minimum turnover of £6.5m

Manage your invoices with FacFlow

With FacFlow, you can access and manage your invoice finance facilities securely online at any time. 

Useful info about Invoice Finance

Unlike loans and overdrafts, which are typically reviewed annually, your invoice finance facility could grow in line with your sales. It also compares favourably with more traditional forms of borrowing in terms of costs. You're likely to be able to raise more funds using invoice finance – and you won't always need additional forms of security

No, we don't mind who you bank with. But we’ve found that once our clients start using our Invoice Finance service, many of them soon see the benefits of bringing all their banking to us.

We have a guide on how you can appeal a lending decision here.

Definitely not. Invoice Finance is simply a way to improve cashflow – something that every growing business needs. Many successful businesses have used our Invoice Finance services to fund growth.

Additional support for your business

Credit checks

Getting paid the correct amount on time is critical for businesses. Carrying out credit checks is one way to make sure you deal with the right customers.

Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

Business planning

Having a clear mission and goals for your business is vital. We’ve got business planning tips to help you turn your dreams into reality.

Something else we can help you with?