Fixed Rate Loan

A fixed interest rate today helps you plan for tomorrow

Our commitment to UK business means no early repayment fees.

Borrow from £25,001 up to £10m, subject to approval

Pay back at a fixed monthly payment so it's easier to manage your cash flow

No early repayment fees, giving you the flexibility to repay your loan at any time

Loan repayment terms up to 25 years

 

This fixed rate loan in detail...

Features

No early redemption charges

Make a partial or full repayment without incurring a penalty. Simple as that.

Fixed rate of interest

A fixed rate could help you plan for tomorrow, because costs won’t change throughout the term.

Borrow from £25,001 up to £10,000,000

Because of the wide range of this loan, it makes it a lot more flexible (subject to credit approval).

Terms are 3, 5, 7 and 10 years

With a maximum of 25 years. The longer the term, the smaller your monthly repayments (you’ll pay more back overall though).

Take a repayment holiday

You can take a Capital Repayment holiday, but you must keep paying the interest.

Benefits

Three repayment options

Choose the repayment option that suits you best.

Charges

Interest Rate

Your interest rate consists of a Fixed Core Rate and a Risk Margin.

Arrangement Fees

For our small business customers, typically those with revenue up to £2m, there’s no arrangement fee. For larger businesses, arrangement fees will vary. Please contact us or speak to your Relationship Manager for more information.

Security Fee

Any security fee will be charged in accordance with our Security Fee tariff policy.

Useful info about our Fixed Rate Loan

Ready to apply

Thanks for choosing us, lets get started. Is your turnover…

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us (minicom): 0800 404 6161

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us (minicom): 0800 404 6161

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Additional support for your business

What we look for when lending money

Before approving your request for funding, we need assurance that you have the ability to repay and you can keep up payments over a period of time.

Funding your business

Funding is crucial for most businesses, as an initial cash injection is often needed. You need to think about how much money you'll need and what type of funding will suit you best. 

Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

Something else we can help you with?