Pre-Apply | NatWest



NatWest Business Accounts Live in Scotland and don't have a NatWest Business Account?

If you decide to apply and open an account with NatWest Scotland Business Banking your business may become eligible for Business Banking Switch. Learn more about Business Banking Switch

Business Banking Switch is an incentivised switching scheme for certain business and commercial customers in NatWest Scotland, with a turnover of £25 million or less at an individual company level,  who were due to become part of a new bank, Williams & Glyn.

It is part of our commitment to HM Treasury and the European Commission to reduce our market share and encourage competition in the UK small and medium-sized enterprise (SME) business banking market. This is as a result of the state financial support we received during the financial crisis in 2008 and 2009. Learn more about Business Banking Switch

NatWest will keep you fully informed as to what this means for you and any action you may need to take as a result.

If you do not wish to continue applying as a a NatWest Business Account in Scotland, the alternative option is to look at the Royal Bank of Scotland Business Current Account.

If you wish to continue applying for a NatWest Business Account, please continue below.


Step 1 - Check you can apply

You are aged 18 or over

Your Limited Company has been registered with Companies House for 48 hours ( if applicable )

You are a director of the business you´re applying on behalf of

You are not currently declared as bankrupt

Step 2 - Preparing your information

Before starting your application, it will help to have the following personal and business information ready.


1) Personal Details

Required for all directors and signatories

  • Full names
  • Date of birth
  • Home addresses in the last 3 years
  • Date of entry to your addresses
  • Contact details
  • Details of experience

2) Business Details

Companies Registration Number (provided by Companies House), if your business is a Limited Company

  • Trading name (s)
  • Business addresses
  • Estimated income
  • Financial year dates
  • Date you started / will start trading
  • International relationships ( e.g. any non UK countries you pay tax in )

Step 3 - Reading our important documents

Before starting your application, it will help to have the following personal and business information ready.


Please take some time to review the important info

Please note that our Business account terms will be changing from the 8th April 2019. Please download the document below to view the important changes to your terms.

Changes to your Business account terms effective from 8th April 2019 (PDF, 716KB)
Business Account terms from 8th April 2019 (PDF, 427KB)
Ready to start your application?

Please call us on: 0345 307 0600

Lines are open Monday to Friday  9am - 7pm & Saturdays 9am - 2pm (excluding bank holidays)  

Calls may be recorded


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