Business bank account

An account with useful features for all types of businesses

Flexible everyday banking for your business

There's no minimum monthly charge with this account

No minimum monthly charge - only pay for what you use

Just pay for certain transactions, unarranged borrowing, international payments and Bankline charges

See a full list of business account charges here

Dedicated support for your business

Our business customers can benefit from their own dedicated Relationship Manager, providing a single point of contact for your business (turnover and eligibility criteria apply)

Free accounting software with FreeAgent

Link your business bank account directly with FreeAgent

Invoices, expenses and bank accounts in one place

FreeAgent is free for NatWest business customers

As a Natwest Business customer, you can access and apply for FreeAgent here

Access your account however it suits you

Most banking activities available through Online Banking

Access to mobile banking

UK based telephone banking lines open 24/7, 365 days a year

Turnover over £2m?

If your business has a turnover of over £2m, you'll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.

A dedicated Relationship Manager

A single point of contact, so when you bank with us, we provide a dedicated, accredited Relationship Manager to look after your business needs

24/7 banking via Bankline

Our flexible, premium online banking service lets you manage multiple accounts. Fees apply.

Our simple charges with no minimum monthly charge

See our full list of business account charges:

Business account charges booklet

Summarised business account charges booklet

Switch to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.

Current Account Switch Guarantee (PDF, 40KB)

Your Guide to switching your account to us (PDF, 2.3MB)

How does the Switch service work?

Apply now

Thanks for choosing our Business bank account. Let's get started.

Are you a...
OK, so you're an existing customer. Is the bank account for...
What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important information

 

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

Do you have a relationship manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

No problem. We can still help.

For businesses in England or Wales, please call us on 0345 711 4477.

Relay UK Service:

 

18001 0345 711 4477 (England and Wales)

18001 0345 307 0600 (Scotland)



For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

 

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

What is your estimated business annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

 

Please take some time to review the important information

 

 

How your information might be used

 

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account

What if my business is based in Scotland?

If your business will be based in Scotland, please give us a call on 0345 307 0600.

Relay UK Service: 18001 0345 307 0600

For more information on accessibility, visit: https://www.business.natwest.com/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

We're currently prioritising account applications for existing NatWest customers. Unfortunately this means we are not able to accept new applications for customers of other Banks.  

You may be able to access support more quickly by contacting your current bank.

Managing your business finances has never been easier

Visit our servicing hub for instant access to managing your business accounts, loans, credit cards and any other business service you have from NatWest.