Natwest Business Banking | Manufacturing

Manufacturing and automotive

We support more British manufacturing businesses than any other bank

Contact us
Get in touch with our experts
Call us

To talk to us about how we could support your business, please call us on:

Manufacturing 0800 529 8082
Typetalk 18001 0800 529 8082

Automotive 0800 529 8092
Typetalk 18001 0800 529 8092

Mon to Fri 9am-5.30pm (excl. public holidays)
Calls may be recorded.

Security may be required. Product fees may apply. Over 18s only.
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Dedicated support for UK manufacturers and automotive businesses

We recognise the importance of the manufacturing and automotive sectors to the wider UK economy. That’s why we have a team of over 200 specialists across the country, each dedicated to supporting businesses in these sectors.

Our team will work closely with you to get a good understanding of your ambitions. This way we can offer you more than tailored financial products. With our sector understanding, our team of specialists could help provide you with strategic input and valuable contacts to help you achieve your business ambitions.

Benefit from working with us Services tailored for manufacturing and automotive needs

Team of manufacturing and automotive specialists with in-depth sector expertise 

Connect with influencers within your sector through our extensive network of contacts 

Access to a broad range of products and services 

Focus on proactively supporting long-term success 

National coverage with local presence 

Launch of Future Fit: the road ahead for UK manufacturing


As the manufacturing sector goes through disruptive transformational change, medium-sized manufacturers are faced with huge opportunities and challenges. But how do you make sense of it all?

Through extensive interviews with over 300 manufacturers and industry experts, we’ve launched a white paper, Future Fit, that looks into the mindset of manufacturers throughout the UK.

We’ve provided analysis around the key issues to help manufacturers better prepare themselves for the future. As a financial partner, we’ve also taken learnings from this insight so that we can identify, plan and react to the key issues emerging in the manufacturing market.

Take advantage of our specialist products

Supporting you with the right solution

Our products and services are designed to support your business’ needs and ambitions. Speak to our team and get the right help you need to take your business where you want it to go.

  • Manufacturing

  • Automotive retail and rental

Manufacturing

Explore our manufacturing products and services

 

Asset Based Lending (ABL)

As well as your accounts receivables, you may have considerable capital tied up in physical assets. Things like inventory, plant & machinery or real property.

 

If your business has a turnover of above £10m, our team of ABL specialists could help you free up the cash in these assets. You could release substantial amounts of working capital for things like growth, cash flow or restructuring.

More on ABL

Asset finance

Our colleagues at Lombard could help you to improve your cash flow by unlocking the value of your assets through asset finance.

 

Asset finance is ideal for maintaining, replacing or updating depreciating assets, with an attractive level of flexibility. It could keep your working capital free and even take assets off your balance sheet.

Asset finance from Lombard

International trade

Whether you're an experienced or first-time international trader, we have a range of products and services to support your business’ needs. Need to mitigate your trading risks through letters of credit? Looking to secure foreign exchange? Thinking of exporting your products and want to learn how? Find out how we could help you with your international trade.

More on international trade

Invoice finance

Keep your cash flow strong, even if your clients are slow to pay. Advance funds against invoices and receive up to 90% of the cash you're owed – within 24 hours of submitting an invoice.

 

Invoice finance could release the funds to pay upfront costs (raw materials, gas, electricity, etc.) before you get paid for the job; products with credit protection are also available. Also if you're expanding overseas, we could help with invoice finance to fund export invoices and offer currency funding; we even offer our factoring/invoice discounting with credit protection to cover your overseas customers.

More on invoice finance

Mentor energy audits

Stay compliant and keep your people safe. Our colleagues at Mentor are knowledgeable in the manufacturing and automotive sectors and in the day-to-day challenges that you face. They could provide valuable advice on the employment law, HR consultancy, employee training and environmental management. Mentor incurs a cost. 

More on mentor energy audits

R&D Tax Credit Bridge-Over Loan

Why wait? Grow your operation sooner rather than later. Fast track the cash available to you from HMRC for your R&D tax claim with our unique R&D Tax Credit Bridge-Over Loan.

 

 

As the only bank to offer you the R&D Tax Credit Bridge-Over Loan, we could help you while you wait for HMRC to process your R&D tax claim. That could save you up to several months. This loan is ideal for SMEs in a period of high spend and high growth – typically advanced manufacturers and high tech businesses.

Sustainable energy finance

We could help you cut your energy bills, fix your energy costs and potentially find an alternative revenue source for your business by financing a renewable energy project or through enhancing your energy efficiency.

 

We have a team of over 300 independently accredited renewable energy specialists throughout the UK who could provide you with the knowledge, support and funding to help make your project a success.

 

More on sustainable energy finance

Tooling finance

When we realised that manufacturers within, or supplying the automotive industry, needed funding support for bespoke tooling, we were the first bank to create a tooling finance loan.

 

Sometimes it can take up to two years before production of the agreed parts even begins. Tooling finance could help relieve the strain on your cash flow and working capital that comes from purchasing the tooling so far in advance of final output and payment.

 

 

Automotive retail and rental

Explore our automotive products and services

 

Unit stocking

Through our colleagues at Lombard we can provide unit stocking for a wide range of new and used vehicles, including cars, vans, trucks, caravans and much more. That means your company could have one finance facility that covers all vehicle marques, as well as a single agreement on standard terms.

 

Lombard's automated direct electronic link to the Dealer Management System offers flexibility and simplified administration.

More on unit stocking

Strategic fleet finance

If you run a contract hire or a daily rental business. Whether you’re an SME or a global corporation. We’ll introduce you to our specialist vehicle fleet funding team at Lombard could provide the right scalable funding solutions.

 

The team could provide bespoke finance solutions across all vehicle marques, with and without manufacturer buybacks. They also have significant experience in co-ordinating vehicle finance deals involving multiple funders. So they can ensure all parties work together to deliver the most suitable funding package for your business.

More on strategic fleet finance

Success stories

Autumn Manufacturing Statement 2015:

Expansion brings new jobs to Ebbw Vale factory

Get in touch with our experts
Call us

To talk to us about how we could support your business, please call us on:

Manufacturing 0800 529 8082
Typetalk 18001 0800 529 8082

Automotive 0800 529 8092
Typetalk 18001 0800 529 8092

Mon to Fri 9am-5.30pm (excl. public holidays)
Calls may be recorded.

Invoice financing services are provided by RBS Invoice Finance Limited. Registered in England & Wales No. 662221. Registered office: Smith House, Elmwood Avenue, Feltham, Middlesex TW13 7QD

Asset finance is provided by Lombard North Central PLC. Registered in England & Wales No.337004. Registered Office: 135 Bishopsgate, London, EC2M 3UR

Lombard Vehicle Solutions is a contract hire and fleet management product provided by ALD Automotive Ltd. trading as Lombard Vehicle Solutions, Oakwood Park, Lodge Causeway, Fishponds, Bristol BS16 3JA. ALD Automotive is registered in England & Wales No. 987418

Set Tab for lightbox